College and University Blog
Resources, help, and insight for your college experience
Default Prevention: Understanding the Consequences of Defaulting on Federal Student Loans
In my previous articles, I discussed the options a student or graduate has when faced with large student loan payments and the inability to comply with standard repayment. I felt it best not to stop there but discuss the very real and serious consequences of defaulting on student loans.
Default Prevention: Understanding Deferment, Forbearance and Loan Consolidation
As I mentioned previously, lenders tend to be more flexible than not when it comes to arranging alternative means of loan repayment. Understanding lending terms and how each option works will benefit you in your search for loan payment relief if you are unable to commit to standard loan repayment.
Default Prevention: Understanding Your Student Loan Repayment Options
Comparatively speaking, the pressures of college life and its level of responsibility when paired with the pressures of the working world are rather dulcet. Reality never seems to hit more bitterly when a graduate is faced with the combination of an unforgiving job market and the black cloud of astronomical college loan payments looming on the horizon.
College Internships with a Price Tag
In today’s society, it seems as if everything comes with a price. College internships have spawned now a new industry. With the supply of jobs steadily decreasing and their demand on the rise, companies, charities, and other various organizations have found that a pretty penny can be made from willing and eager parents who want their child to experience the best possible opportunities in the job market.
The Recent Fall of College Endowments and Its Impact on Students
For years, colleges have operated with the cushion of sizable endowments reaching into the billions from various donors for several specific purposes. These endowments or donations are fashioned and invested for a prescribed period of time only to be used up in percentages with the principal untouched. By investing these funds, universities are able to supplement operating budget costs and costs not afforded by the tax-base income.
EEndowment spending covers anything from portions of faculty salaries and student scholarships to construction projects on campus. On average, universities, large and small, spend between 4.6% and 5% of their endowment assets each year. (National Association of College and University Business Officers and Commonfund Inc.)
Given the sharp, treacherous economic decline, college endowments have seen the biggest drop since 1974. (WSJ) According to the Wall Street Journal, “investment losses of at least $94.5 billion” have pummeled institutional pocket-books. (National Association of College and University Business Officers and Commonfund Inc.)
The College Application Process: What You Need To Know
So you want to go to college, but the process to apply seems way too overwhelming. You picture piles of confusing forms and documents and no understanding of how to even begin.
The college application process is exactly that: a process, a series of steps, and there is a lot to know:
University of Chicago Forms First Male Advocacy Group, Men in Power
For over a century, the battle of the sexes has driven much political controversy. The power that men held over western culture and society centuries ago and thus the suffrage and oppression of women, provoked several waves of liberation crusades of culture versus legislature. Women’s efforts through these feminist movements over the last century to gain not just cultural equality but clout and respectability, has made a deep impact in today’s society, so much so that some believe men’s vitality in the workplace and higher education may be in jeopardy.